Roofer Licensing in Maryland

Maryland Roofer License Verification

In Maryland, there is no specific state-level "roofer license" or a general contractor license. Instead, individuals and businesses performing roofing services, which fall under the umbrella of home improvement work, must obtain a Maryland Home Improvement Commission (MHIC) Contractor License. The MHIC, a subdivision of the Maryland Department of Labor, is the governing board responsible for licensing and regulating home improvement contractors and salespersons in the state.

To obtain an MHIC Contractor License, applicants must fulfill several key requirements for 2026. This includes demonstrating at least two years of experience in home improvement work, construction, or related education. Prospective contractors must also pass a licensing examination administered by PSI Exams with a minimum score of 70%. Furthermore, businesses must register their name with the Maryland Department of Assessments and Taxation. Applicants are required to provide a recent original credit report and, if applicable, copies of conviction records for any misdemeanor related to home improvement transactions or felonies, along with a letter of explanation. A critical financial aspect is proving solvency with a net worth of at least $20,000, or, if this requirement cannot be met, obtaining a $30,000 surety bond.

Insurance and Bonding Mandates

Compliance with insurance and bonding mandates is crucial for roofers operating under an MHIC license in Maryland. All MHIC-licensed contractors are required to maintain general liability insurance. Effective June 1, 2024, the minimum general liability insurance coverage increased to $500,000. The Certificate of Insurance must name the Maryland Home Improvement Commission as the certificate holder.

For businesses with employees, workers' compensation insurance is mandatory to cover medical expenses and lost wages for workers injured on the job. Additionally, if a contractor does not meet the financial solvency threshold of a $20,000 net worth, they are required to secure a $30,000 Maryland contractor license bond. This surety bond serves as a financial guarantee, protecting consumers in the event a contractor fails to comply with state building codes, regulations, or contractual obligations.

Permitting and Local Regulations

While the MHIC governs statewide licensing for home improvement contractors, specific permitting and local regulations vary significantly by county and municipality across Maryland. Roofers must be aware that obtaining a state license does not exempt them from local permitting requirements.

Building permits are generally required for substantial home improvement projects, including new construction, major alterations, and often for significant repairs or replacements of roofing systems on residential properties. Contractors should contact the local department of permits and inspections in the jurisdiction where the work will be performed to ascertain specific requirements, application procedures, and any additional local licenses or fees. Examples of local permit offices include those in Allegany County, Baltimore City, and Baltimore County.

Official Maryland Resources

For detailed information and to ensure ongoing compliance, roofers should regularly consult the official resources provided by the State of Maryland:

• Maryland Home Improvement Commission (MHIC)
• Maryland OneStop - Home Improvement License
• MHIC License Categories and Requirements
• MHIC Forms and Fees

  Directory of Roofer contractors serving Maryland